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Approved BC
- Privacy Policy
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ApprovedBC.com
- Privacy Policy
The following statement discloses the privacy practices
of ApprovedBC.com. Because
ApprovedBC.com wants
to demonstrate its commitment to consumer privacy, we
have agreed to disclose our information and security
practices.
ApprovedBC.com - Safeguard
Policy
ApprovedBC.com complies
with all government regulations in an effort to guard
your personal data from misuse. We undertake physical,
electronic and procedural steps to ensure your data
is safe, and is only used for the purposes outlined
in our privacy policy and loan application.
Acceptance of ApprovedBC.com
Privacy Policy
By using ApprovedBC.com's
services or web sites, you signify your agreement to
the terms and conditions of ApprovedBC.com's
Privacy Policy. If you do not consent to these terms
and conditions, are not a Canadian resident, or are
under 18 years of age, please do not use the site or ApprovedBC.comservices.
When you just visit our site:
We use IP addresses to analyze trends, administer the
site, track user's movement, and gather broad demographic
information. IP addresses and cookies are not linked
to personally identifiable information.
When you provide us with information:
You opt in:
1) Consent to contact: We ask for consent to follow
up with visitors regarding their application or partially
completed application.
2) Consent to seek loan approval: We ask for permission
to pull credit reports and search for an auto loan approval
with banks on our customer's behalf.
We use this information to evaluate your applications,
locate an appropriate lender, provide you with high
quality service, prevent fraud and, with your consent,
inform you of offers for other ApprovedBC.com
services offered by third parties. We may also use this
information to confirm your identity when you call us
to inquire about your accounts. We also ask for information
from our visitors at other locations on our web site.
This is considered consensually given information and
subject to the conditions of this privacy policy.
Sharing Information
ApprovedBC.com may disclose information about you
to the following types of third parties: ApprovedBC.com
affiliates; service companies (companies that provide
services to ApprovedBC.com
in order to process your application); financial institutions,
and credit bureaus, collection agencies. Your information
is disclosed to the foregoing entities solely for the
getting a loan that meets your criteria. Outlined below
is the information shared with each type of third party
and as appropriate, your options.
• Sharing Information with Service Companies -- In order
to provide quality service, ApprovedBC.com
contracts with service providers for essential roles
in processing your application. We may disclose some
or all of the information we collect to these service
providers but only in order to obtain credit for you.
All of ApprovedBC.com's service
providers have entered into a contract with ApprovedBC.com
that forbids them from using information provided by
ApprovedBC.com for any
purpose other than providing the service for ApprovedBC.com
customers. ApprovedBC.com
takes security precautions to monitor the use of the
information and prevent the use of the information for
any other purpose.
• Information Sharing With Merchants -- ApprovedBC.com
does not share any information with unrelated merchants
for the purpose of extending offers of goods and services
without your consent.
• Information Sharing with Partners -- ApprovedBC.com
offers its products in conjunction with financial institutions
and other businesses (collectively, ApprovedBC.com
Partners). By completing a credit application with ApprovedBC.com
for the purpose of locating a loan that meets your criteria,
you agree to the sharing of information with that partner.
These relationships are clearly stated in the application
and by completing the application you agree to the information
sharing by ApprovedBC.com
and the partner which may include: your name, address,
phone number, e-mail address, and personal financial
information.
• Credit Reports and Other Uses of Information -- In
applying for credit, you agree that we may request consumer
credit reports from one or more credit reporting agencies
in connection with your application and the administration
of such application. You also authorize us to exchange
credit information concerning you or your use of the
Account with (and answer questions and requests from)
others, such as merchants, other lenders and credit
reporting agencies.
• ApprovedBC.com does
not knowingly offer its products and services to minors.
Similarly, ApprovedBC.com
does not collect information about children.
Access to Account Information
and Correction of Error Questions
ApprovedBC.com is committed
to customer service and privacy. If you have any questions,
comments or concerns regarding our Privacy Policy and
its implementation, please do not hesitate to
contact us.

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